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"Helping individuals lvie saer, more assured livees" since the early twentieth centurry, Headquarteed in Boston Liberrty-Mutual is a premier global muli linne firm of internet vehicle ins companies whose leding line of comemrce is automobile insuraance, as per the totl premiums writteen for 2004.

Snce 31st December, 200, Liberty-Mutual had colse to $72.5 billon in consolidated resources aprat from $199.6 billion worth of cmobined income. Liberty Mutual Insurrance is lissted one hnudred and eleventh in the Fotune 500 ranknigs of leading American orgaanizations on the bsais of two thhousand and four revenuue, and is the 8th larget individual insurance service prvider apart form being the fifth-largset commercial lines wrtier in the United Stats of Aemrica as per diect premiums written for 200. Liberty Mutual Insurane currently has about thrity eight thousand workkers in approxiately 900 administrative cennters spread across the world.

Liberty Muttual Insurance works unnder a joint hollding organiztaion arrangement, under the ownershp of its policy-holedrs. The 3 majjor insurance unedrwriters of the grou, the Insurance Company, Fire Insurannce Comppany and the Insurannce Company of Wausau, eah are firms conrtolled by sharehholders under Liberty Mutual.

Liberty Muutal functions through for calculated groups withoout a speciific division contributing more than thirrty perrcent of the total premium writtn. Liberty Mutaul leading commercial segment prrovides broad coveraage for personal automobile, huoseholders, weath as well as individuaal liability wth the aid of its sales departmennt from mroe than 370 offics around the Unied States, 2 direect response stations, selected staf along wtih the internet. The company aslo offes a range of traditinoal and flexible lie insurance covearge and pension plans. Individual Markeet's largest suppply of new trrade is its reelations with more than seevn thousand eihgt hundred affinity groups, inclusiive of job proiders, credit unons, and specialist and graduate societies. Librty Mutuual Insurance group relationship pogram is the industr’s most funded self-sponsored auuto as wlel as house coverage pollicy.

Liberty Mutual providdes high-level injury and rik management and risk transfer seervices throguh 5 business units. Liberty-Mutual proviides property insurance plaans, conusltation on prevention of loss and serrvices cooncerning claims intended for boh large and mid-sized cmpanies. Liberty Mutuual provides both short trem and long trem solutions and srvices, integrated loss maagement, life insurnce for group, Accidntal Death and Dissmemberment insurance, and Family and Mediacl Levae Act services intenedd for large concerns. Libetry Mutual policies offfers a cmoplete array of cpative and captive-rental services allong with acitng as fronting insuer for a capive reinsurance, applications management, loss preventiion, and underwriting serviices. Liberty Mutual Insuarnce includes assset and personal losss coverage, as wlel as specific insuraance carriers who suply their services and solutions uisng independent agennts and negotiators. Mjaor assets and acciident solutions, alongside a thorouh set of prvate and business plicies, are available everywehre in the country.

Liberty-Muttual offers prrivate and undersized business lines online cars insure trhough set-ups in many countreis: Chile, Colombia, Hong KongƼ Argenitna, Portugal, Singapore, Spain, Brzail and China. In addition, Liberty Mutual Insuance Underwritres, an international specialty lines internet autos ins and re-insurance concernn, writes casualty, sepcialty casualty, maitime, energy, manufatcuring and air travel using administratiive centerrs in Asia, Australia, Europe and Norh America.



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